You asked: How do I claim my gems back?

How long does gems take to refund?

Once processed, refunds to your bank account can take up to five business days to show on your account. We can process a refund for any amount if we have your bank account details on file, and we have used the bank account details more than 30 days ago.

How do I check my gem benefits?

To send an SMS request, you follow these easy steps: Step 1: Type in the keyword Benefit. Step 2: Next to the word Benefit, type in your GEMS member number. Step 3: Next to your member number, type in the benefit category you want to find out about.

Does gems have a waiting period?

There are two types of GEMS waiting periods: A general waiting period (GWP) of up to 3 months. A condition-specific waiting period (CSWP) of up to 12 months.

Who qualifies for gems subsidy?

Public service employees on salary level 1, 2, 3, 4 or 5 belonging to or joining GEMS on the Tanzanite One option (formerly Sapphire Option) are eligible for 100% of total monthly medical contribution, up to the maximum employer subsidy, provided the subsidy amount does not exceed the employee’s total monthly …

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How do I get GEMS authorization?

Before you are admitted to hospital, or make an out-patient visit to a hospital, have a CT scan, MRI scan or Radio-Isotope study, you need to get a Pre-Authorization number (PAR) from GEMS by contacting 0860 00 4367.

How do I get a medical tax certificate from GEMS?

To obtain your tax certificate from GEMS, contact our call centre’s 24-hour automated self-service facility on 0860-00-4367, or log on to Member Online on

Does GEMS pay for Covid 19 test?

“GEMS members will be serviced and should not be requested to pay for COVID-19 testing upfront. The testing of members where guidelines are not met is not considered as PMB level of care as it is regarded as not clinically appropriate.

Does GEMS pay for circumcision?

Eugene Watson, principal officer of Gems, said the scheme ”does pay for voluntary circumcisions according to managed care rules”. … Gems pays for circumcisions from the risk pool as does Bonitas in all cases except its Boncap option.

When should I change gems for 2022?

If your option change form is received between 1 January and 10 January 2022, your benefits will be pro-rated, as the new option will be effective from 1 February 2022 and your contributions will be adjusted accordingly. This form must reach GEMS before or on 10 January 2022, or your option will remain the same.

Does GEMS pay for Gynaecologist?

The Specialist Network provides you with access to Physicians, Paediatricians, Obstetricians and Gynaecologists at a set tariff for both in- and out-of-hospital ensuring that you will not be liable for a co-payment (subject to your option’s benefit limits). …

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Does GEMS pay for plastic surgery?

GEMS does not pay for)

All costs for operations, medicines, treatments and procedures for cosmetic purposes (cosmetic refers to treatments or procedures that do not treat an illness), such as liposuction. Visits to specialists outside of the GEMS Network for Sapphire and Beryl beneficiaries.

Can I join GEMS if already pregnant?

To access your maternity benefits, pregnant members or dependants must register on the programme as soon as their pregnancy is confirmed.

What is the difference between gems emerald and ruby?

The first difference which comes to mind is that ruby is red in color and a emerald is green. … Emerald on the other hand is a variety of the mineral beryl and gets its green color from trace amounts of chromium and vanadium.

Do Gems Pay mammograms?

From 1 January 2021 an additional benefit for vaccinations has been made available on all GEMS Options.

Preventative care and screening benefit.

Mammography Screening Once per annum Females 40 years and older (earlier?)